Headway Millennium Accounting Package is a very user-friendly and free accounting program for small, and medium-sized financial companies and individuals. The program features 40 languages. The program allows two fiscal years to be open simultaneously for one or more companies, with the balances of the accounts of both fiscal years being updated when accounting transactions are recorded in the current or in the previous fiscal year. The program will allow up to 25 intermediate closing periods to be set for a fiscal year. A ledger may normally have four intermediate closing periods corresponding to VAT quarter ends. An unlimited number of currencies can be used. Ready-to-use templates include a currency table, a balance sheet/profit and loss account format, and a chart of accounts.All reports can be exported to Microsoft Word or Excel.